Navigator RBP plans
Navigator reference-based plans (RBP) use negotiated pricing to reduce the cost of benefits up to 40% when compared to traditional PPO networks.
Navigator RBP
Unlike traditional PPO health plans that limit hospital access, RBP allows patients the ability to select any hospital or facility they choose by connecting with an Advanta advocate.
| Tier 1 In-Network |
1000 Plan | 2000 Plan | 3000 Plan | 5000 Plan |
| Deductible (Single / Family) | $1,000 / $3,000 | $2,000 / $6,000 | $3,000 / $6,000 | $5,000 / $10,000 |
| Out-of-Pocket Limit (Single / Family) | $8,700 / $17,400 | $8,700 / $17,400 | $8,700 / $17,400 | $8,700 / $17,400 |
| Tier 2 Out-of-Network | 1000 Plan | 2000 Plan | 3000 Plan | 5000 Plan |
| Deductible (Single / Family) | $2,000 / $6,000 | $4,000 / $12,000 | $6,000 / $12,000 | $10,000 / $20,000 |
| Out-of-Pocket Limit (Single / Family) | $17,400 / $34,800 | $17,400 / $34,800 | $17,400 / $34,800 | $17,400 / $34,800 |
| Schedule of Benefits | Schedule of Benefits | Schedule of Benefits | Schedule of Benefits |
1000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $1,000 / $3,000 |
| Out-of-Pocket Limit (Single / Family) | $8,700 / $17,400 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $2,000 / $6,000 |
| Out-of-Pocket Limit (Single / Family) | $17,400 / $34,800 |
| Schedule of Benefits | |
2000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $2,000 / $6,000 |
| Out-of-Pocket Limit (Single / Family) | $8,700 / $17,400 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $4,000 / $12,000 |
| Out-of-Pocket Limit (Single / Family) | $17,400 / $34,800 |
| Schedule of Benefits | |
3000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $3,000 / $6,000 |
| Out-of-Pocket Limit (Single / Family) | $8,700 / $17,400 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $6,000 / $12,000 |
| Out-of-Pocket Limit (Single / Family) | $17,400 / $34,800 |
| Schedule of Benefits | |
5000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $5,000 / $10,000 |
| Out-of-Pocket Limit (Single / Family) | $8,700 / $17,400 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $10,000 / $20,000 |
| Out-of-Pocket Limit (Single / Family) | $17,400 / $34,800 |
| Schedule of Benefits | |
Navigator RBP HDHP
These plans offer the same features as Navigator RBP but with a lower premium and higher deductible.
| Tier 1 In-Network | 3000 Plan | 5000 Plan |
| Deductible (Single / Family) | $3,000 / $6,000 | $5,000 / $10,000 |
| Out-of-Pocket Limit (Single / Family) | $7,050 / $14,100 | $7,050 / $14,100 |
| Tier 2 Out-of-Network | 3000 Plan | 5000 Plan |
| Deductible (Single / Family) | $6,000 / $12,000 | $10,000 / $20,000 |
| Out-of-Pocket Limit (Single / Family) | 8,000 / $16,000 | $13,200 / $26,400 |
| Schedule of Benefits | Schedule of Benefits |
3000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $3,000 / $6,000 |
| Out-of-Pocket Limit (Single / Family) | $7,050 / $14,100 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $6,000 / $12,000 |
| Out-of-Pocket Limit (Single / Family) | $8,000 / $16,000 |
| Schedule of Benefits | |
5000 Plan
| Tier 1 In-Network | |
| Deductible (Single / Family) | $5,000 / $10,000 |
| Out-of-Pocket Limit (Single / Family) | $7,050 / $14,100 |
| Tier 2 Out-of-Network | |
| Deductible (Single / Family) | $10,000 / $20,000 |
| Out-of-Pocket Limit (Single / Family) | $13,200 / $26,400 |
| Schedule of Benefits | |
Find a provider.
Plans offer a robust provider network and plan options that allow employees to switch from other health coverage while maintaining the benefit coverage they’ve come to expect.
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