Small groups

Plans designed for small businesses.

Peoni gives small businesses a suite of level-funded health plans to choose from. Organizations only pay for the healthcare services that their employees need and use–saving up to 25% versus other group health plans with comparable benefits.

What makes Peoni different?

Savings

Employers save by paying the actual cost of employee healthcare. And if a small business spends less than projected, they keep 100% 
of the difference.

Certainty

Employers pay a flat monthly rate and are protected from higher-than-expected costs.

Simplicity

Peoni offers an easy way for employers to choose and manage medical, prescription, dental, and vision coverage.

How it works

Level-funded plans draw on the best features of both self-funded plans and traditional insurance by:

  • Delivering lower costs associated with self-funded plans.
  • Providing predictability with fixed monthly payments.
  • Protecting small businesses from unanticipated costs through secondary coverage.
  • Enabling employers to keep 100% of any surplus at the end of the year.

Broker materials.

Below are resources to help brokers get started, including an overview of Peoni, health plans offered, and plan comparisons.

  • Peoni overview: Find out what the Peoni difference is all about. Download.
  • Plan brochure: Learn about the suite of plans offered. Download.
  • Plan comparison: Get a more in-depth look at plans and coverage. Download.

This saves businesses up to 25% in cost compared to similar plans.

  • Advanta advocates to help find care, often with a zero-dollar copay
  • Robust nationwide provider network, along with regional and tailored options
  • Customer services including benefits 
and eligibility
  • Ability for members to nominate a provider
  • Health services such as case management, prior authorizations, and medical directors
  • No deductibles, no copays, and no coinsurance on covered laboratory services through Verdelab
  • Discounts off prescriptions not covered by the health plan
  • A 24-hour solution to receive immediate acute care through Verdedoc
  • Prescription home delivery through Birdi
  • Claims adjudication
  • TPA services such as appeals, coordination of benefits, finance, and accounting
  • Savings on high-cost specialty medications through Ray Savings Solutions

  • Navigator PPO Plans

    With a three-tier benefit structure, employees get the flexibility to choose care that best fits their health and financial needs. All PPO Plans include access to Advanta advocates who can negotiate lower costs for certain care at hospitals and facilities, often with a $0 copay, when you contact an advocate prior to receiving hospital and facility care. Coverage and costs vary by plan.

    Compare Navigator PPO Plans

  • Navigator RBP Plans

    Navigator RBP Plans use negotiated pricing to reduce the cost of benefits up to 40% when compared to traditional PPO networks.

    Compare Navigator RBP Plans

  • Essential Plans

    We offer six different Essential Plans that are affordable while covering the bases for preventive and wellness services. Many of the Essential Plans also go a step further, offering limited outpatient and inpatient medical benefits to give employers maximum flexibility in addressing costs and plan benefits while still prioritizing employee health.

    Compare Essential Plans

  • Dental and Vision Plans

    Dental and Vision Plans include coverage for preventative care, eyeglasses, and contact lenses with low annual deductibles.

    Compare Dental and Vision Plans

Find a provider.

Plans offer a robust provider network and plan options that allow employees to switch from other health coverage while maintaining the benefit coverage they’ve come to expect.

Search Providers

Want to learn more?

Whether you’re an employer or a broker. Click below to get started.

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